What is AndSafe?

AndSafe is a fully digital insurance provider focused on straightforward, modular coverage for businesses (and selected personal lines). Think quick online quotes, clear wording, and a self-service portal instead of paperwork and phone tag. It’s built for SMEs, freelancers, and lean teams that want reliable cover without the admin drag. (andsafe.de)

Why it matters for a solid Back Office

A strong back office thrives on simple processes, clean data, and repeatable routines. AndSafe helps by replacing manual steps with digital ones, centralizing policy data in a portal, and standardizing how you change coverage, download documents, or report claims. The result: fewer exceptions, faster cycle times, and better audit readiness — all with less effort from finance, HR, and operations. (andsafe.de)

Core features (in plain English)

• Digital from quote to claim: Get prices online in minutes, bind cover, and report claims via web — no paper chase. (andsafe.de)

• Self‑service portal: Update company details, adjust payment info, and access policy documents on your own, whenever you need. No postal mail; documents live centrally in the portal, improving compliance and retrieval. (andsafe.de)

• Business‑ready products:

• General liability (Betriebshaftpflicht) for everyday third‑party risks.

• Professional liability (Vermögensschadenhaftpflicht) for advice‑driven work.

• Business contents (Inhaltsversicherung) for equipment, stock, and interruptions. (andsafe.de)

• Built‑in flexibility: Add optional modules (e.g., data/electronics with contents). Focus on the risks you actually have — not a one‑size‑fits‑all bundle. (andsafe.de)

• Automatic performance upgrades: When terms improve, existing policies benefit automatically — less renegotiation, more value. (andsafe.de)

• Daily cancellation on most products: Useful for fast‑moving teams and projects; scale cover up or down without being locked in. (andsafe.de)

• Integration‑friendly distribution: Support for industry standards (e.g., BiPRO) and a broker portal make it easier to plug into existing workflows if you work with intermediaries. (andsafe.de)

• Recognized digital approach: Awarded for its digital insurance platform concept, underlining usability and efficiency. (asscompact.de)

How AndSafe strengthens your Back Office processes

• Cleaner document control: All policy docs are stored in one portal, streamlining audits, renewals, and approvals. No scattered PDFs or mail. (andsafe.de)

• Fewer manual handoffs: Self‑service for updates (addresses, bank details, coverage tweaks) reduces tickets to finance and admin. (andsafe.de)

• Faster reconciliations: Clear, digital records and predictable billing make it simpler to tie payments to policies and cost centers.

• Standardized data exchange: BiPRO‑aligned processes help intermediaries and larger orgs connect AndSafe with existing broker, CRM, or ERP flows. (andsafe.de)

• Reduced policy sprawl: Modular cover lets you consolidate vendors and manage fewer policies — one place to maintain, one set of rules to follow. (andsafe.de)

• Better change management: Daily cancellation and automatic upgrades mean fewer renegotiation cycles and smoother change logs. (andsafe.de)

What you can insure (business focus)

• General liability for property and bodily injury claims in day‑to‑day operations.

• Professional liability for planning, consulting, or advisory work.

• Business contents for equipment, stock, and even business interruption after insured events.

Each line is built to be clear, modular, and easy to price online, so you only add what you need. (andsafe.de)

Pricing at a glance

• Transparent, online pricing: Get an instant premium estimate with a few inputs — helpful for budgeting and approvals. (andsafe.de)

• Pay for what you need: Premiums depend on factors like industry, revenue, company size, and chosen add‑ons — not a flat bundle. (andsafe.de)

• Flexible terms: Most products offer daily cancellation, so you can scale cover with your business and avoid long lock‑ins. (andsafe.de)

• Cost levers you control: Choose relevant modules, align payment intervals with cash flow, and right‑size limits/deductibles to match your risk appetite. (andsafe.de)

Note: Exact premiums vary by risk profile and selections. The value comes from modularity, simple switching, and clear digital administration, not just headline price. (andsafe.de)

Value‑add for a harmonized back office and process landscape

• One digital source of truth for insurance data and documents — easier to govern, audit, and train around. (andsafe.de)

• Accelerated SLA throughput: Digital claims and self‑service reduce cycle times and back‑and‑forth.

• Lower admin overhead: Fewer emails and forms; repeatable steps you can document once and follow every time.

• Integration with existing channels (via standards and portals) supports a unified toolchain rather than creating a new silo. (andsafe.de)

• Change‑ready: Automatic product improvements and flexible terms reduce renegotiation effort and keep coverage current. (andsafe.de)

Where AndSafe fits best

• SMEs and scale‑ups that want to run lean admin but still maintain strong risk coverage.

• Project‑based teams that spin coverage up/down and need flexible terms.

• Ops, Finance, HR leaders who value clear, centralized insurance operations without heavy broker back‑and‑forth.

In short

AndSafe gives you the insurance basics your business actually needs, delivered in a simple, digital, and modular way. It cuts friction in the back office, makes audits easier, and gives you control over changes — so you spend less time on admin and more time running the business. (andsafe.de)